Savings Rates

Instant Access

Instant Access Gross Rate pa%* Net Rate pa%** AER%*** Important Information Summary
Instant Access 0.75 0.60 0.75 Download

Young Savers

(aged 10 & under)

1.49 1.19 1.50 Download
Young Savers (aged 11-21) 1.49 1.19 1.50 Download
Instant Access Cash ISA 1.25 n/a 1.25 Download

Fixed Rate Cash ISA

Term Gross p.a* Net p.a** AER***
1 Year Fixed Rate Cash ISA 1.40% n/a 1.40%
2 Year Fixed Rate Cash ISA 1.75% n/a 1.75%
3 Year Fixed Rate Cash ISA 2.00% n/a 2.00%
5 Year Fixed Rate Cash ISA 2.25% n/a 2.25%

Fixed Term Savings

Term

Annual/Monthly Interest 

Gross Rate pa%*

Net Rate pa%**

AER%***

Important Information Summary

3 Years

Annual

1.90

1.52

1.90 Download

Monthly

1.88

1.51 1.90

18 Months

Annual 1.60 1.28 1.60 Download
Monthly 1.59 1.27 1.60
1 Year

Annual

1.40

1.12

1.40

Download

Monthly

1.39

1.11

1.40

6 Months 

Annual

1.10

0.88

1.10

Download

Monthly

1.09

0.87

1.10

3 Months 

Annual

1.00

0.80

1.00

Download

Monthly

0.99

0.79

1.00

Closed Savings Products

Closed Instant Access Savings  

Instant Access Savings

Rate (AER)*** Available Between (date)
Instant Access Savings 1.00% 29 July 2010 - 1 December 2014

Closed ISA Products

1 Year Fixed Rate Cash ISA

Rate (AER)*** Available Between (date)
Fixed Rate Cash ISA 8 1.50% 17 April 2014 - 1 December 2014
Fixed Rate Cash ISA 7 1.75% 01 November 2013 - 16 April 2014
 

2 Year Fixed rate Cash ISA

Rate (AER)*** Available Between (date)
Fixed Rate Cash ISA 2 1.85% 01 November 2013 - 16 April 2014
Fixed Rate Cash ISA 1 2.00% 01 August 2013 - 31 October 2013

Instant Access Cash ISA

Rate (AER)*** Available Between (date)
These accounts are closed to new customers. Existing customers can add to their accounts subject to annual cash ISA limits
Instant Access Cash ISA 1.40% 17 April 2014 - 1 December 2014
Instant Access Cash ISA 1.65% 01 August 2013 - 16 April 2014
Instant Access Cash ISA 2.00% 01 February 2013 - 31 July 2013
Instant Access Cash ISA 2.35% 06 November 2012 - 31 January 2013

Closed Fixed Term Products

3 Year Fixed Term

Rate (AER)*** Available Between (date)
3 Years Fixed Term 2.00% 11 April 2014 - 1 December 2014
3 Years Fixed Term 2.10% 02 September 2013 - 10 April 2014
3 Years Fixed Term 2.25% 28 March 2013 - 01 September 2013
3 Years Fixed Term 2.50% 01 February 2013 - 27 March 2013
3 Years Fixed Term 2.75% 20 December 2012 - 31 January 2013
3 Years Fixed Term 3.00% 08 November 2012 - 19 December 2012
3 Years Fixed Term 3.50% 09 September 2011 - 07 November 2012

18 Months Fixed

Term

Rate (AER)*** Available Between (date)
18 Months Fixed Term 1.70% 11 April 2014 - 1 December 2014
18 Months Fixed Term 1.85% 02 September 2013 - 10 April 2014
18 Months Fixed Term 2.00% 28 March 2013 - 01 September 2013
18 Months Fixed Term 2.25% 01 February 2013 - 27 March 2013

1 Year Fixed Term

Rate (AER)*** Available Between (date)
1 Year Fixed Term 1.50% 11 April 2014 - 1 December 2014
1 Year Fixed Term 1.70% 02 September 2013 - 10 April 2014

If you would like to see our savings rates for earlier issues of our Fixed Term Savings Accounts, please contact us and we will be happy to help.

*Gross pa.  The amount of interest paid on an account before the deduction of income tax.
**Net Rate pa. This means the interest rate you are paid after the deduction of income tax.
***AER (Annual Equivalent Rate). This is a notional rate used for interest paying accounts which illustrates what the interest would be if paid and compounded each year. It helps you to compare the effective rates of credit interest on different accounts.


Savings Rates