Skip to main content

Lock it up, Earn more

Fixed Term Deposit Accounts

Earn a higher interest rate on your money with our Fixed Term Deposit Accounts. While you won’t get instant access, you can plan for the future of your business.

Business Fixed Term Deposit Account

  • Choose your term length: 1 month, 3 months, 6 months, 1 year or 2 years.
  • The longer the term, the higher your interest rate.
  • For 1 year and 2 year terms, choose between monthly or annual interest.

Community Fixed Term Deposit Account

  • Our exclusive account for charities, clubs and societies.
  • Earn an interest rate of 1.05% AER.
  • Deposit for a 1 year term. Choice of monthly or annual interest.

AER stands for Annual Equivalent Rate. It shows what the interest rate would be if interest was paid and compounded once each year.

More flexible savings

If you can’t commit to a fixed term then why not consider an instant access account…


Instant Access Accounts

Easy access your cash 24/7 and a choice of business or community accounts. Set up in store, with no monthly or set–up fees to pay, and no minimum deposit.


Instant access holding account

Earn 0.20% AER variable interest on client funds and withdraw your cash whenever you like.

some things you might like...

business services

Cash Management Services

Set your business up to win with our carefully selected range of Cash Management and Payment Services.


Protecting your money

Your eligible deposits with Metro Bank are protected by the FSCS.