If you want to put money away but are not sure when you will need it an Instant Access account could be the answer.
AER stands for Annual Equivalent Rate. It shows what the interest rate would be if interest was paid and compounded once each year.
If you can put your money away for a longer, fixed time then you can benefit from a higher rate of interest.
Choose how long you want to save for, and know exactly what interest you'll earn. If you're a charity, club or society there is an account designed for you too.
Earn 0.20% AER variable interest on client funds and withdraw your cash whenever you like.