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Flexible savings as your business grows

Instant Access deposit accounts

If you want to put money away but are not sure when you will need it an Instant Access account could be the answer.

Business Instant Access Deposit Account

  • Get instant access to your cash whenever you need it, in store or online.
  • No monthly or set–up fees to pay, and no minimum deposit.
  • You'll earn 0.20% AER variable interest on your savings.

Community Instant Access Deposit Account

  • Choose an account designed exclusively for clubs, societies and charities, with 24/7 instant access to your cash.
  • There's no monthly fee to pay.
  • Earn 0.35% AER variable interest on your savings. 

AER stands for Annual Equivalent Rate. It shows what the interest rate would be if interest was paid and compounded once each year.

Higher rates of interest

If you can put your money away for a longer, fixed time then you can benefit from a higher rate of interest.


Fixed Term Deposit Accounts

Choose how long you want to save for, and know exactly what interest you'll earn. If you're a charity, club or society there is an account designed for you too. 


Instant access holding account

Earn 0.20% AER variable interest on client funds and withdraw your cash whenever you like.

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Cash Management Services

Set your business up to win with our carefully selected range of Cash Management and Payment Services.


Protecting your money

Your eligible deposits with Metro Bank are protected by the FSCS.