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Residential mortgages, including remortgaging

Why Metro Bank Mortgages?

  • Maximum 90% LTV for residential – houses and flats (new build 85%)
  • A less than perfect credit profile – subject to full assessment and a credit score pass
  • Joint borrower, sole proprietor – only where the additional borrower(s) is an immediate family relative
  • Up to four applicants on the mortgage, all four incomes considered
  • Continued support for self-employed –there will be a requirement to demonstrate the sustainability and profit of the business
  • 50% Bonus/commission/overtime used from the last year
  • Maximum age 80 considered – term based on the oldest applicants age
  • Contractors – will consider any profession not just IT workers
  • Second homes maximum LTV up to 85% considered 
  • Personal service – one single point of contact through your mortgage process
  • Individual case underwriting so we can take account of a customer’s personal circumstances

More information

Fixed rate loans over £10m by arrangement.

Download our PDF to read when you like - it contains all the details of our Residential Mortgage products. 

Residential Mortgage Products (PDF)(213KB)