Feature of the Week

Remortgage with Metro Bank

IMLA estimates that around 1.8 million fixed-rate mortgages are due to mature in 2026. With industry experts highlighting 2027 as a peak refinancing year, the remortgage market is expected to remain a significant opportunity for intermediaries.

Residential remortgage features 

• Capital Raising up to 90% LTV, 80% for Debt Consolidation
• Maximum age 80 considered (mortgage term based on the oldest applicant)
• Joint Borrower, Sole Proprietor available
• Less than perfect credit considered

Buy to Let remortgage features 

• Pound-for-pound remortgages stressed at pay rate on both Personal and Limited Company Buy to Lets
• £500 cashback on remortgage only products, with Legal-assist alternatives also available on Personal Buy to Let
• Broad solicitor panel for applications
• HMO and MUFB accepted on Personal and Limited Company Buy to Let, subject to criteria

All applications are subject to underwriting, lending criteria and affordability assessment. For full details, please refer to our Mortgage Lending Criteria Guide and Product Guides.

Your customer’s home may be repossessed if they do not keep up repayments on their mortgage. Lending is subject to meeting Metro Bank’s eligibility criteria. Each borrower is responsible for the full mortgage debt and must obtain independent legal advice to confirm that they understand the nature and consequences of their obligations and that any financial support or contribution connected with the transaction is provided freely, without pressure or undue influence.