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Core Mortgage Range

This website is for FCA Authorised Intermediaries only.

We get to know your most individual customers and we underwrite mortgages that are as individual as they.

For loans above £1m, please refer to our Large Loan Range.

Why choose Metro Bank?

  • Maximum 95% LTV for residential – houses and flats (90% LTV for new build)
  • Joint borrower, sole proprietor 
  • Up to four applicants on the mortgage, all four incomes considered
  • Maximum age 80 considered – term based on the oldest applicants age
  • A less than perfect credit profile – subject to full assessment and a credit score pass
  • Continued support for self-employed –there will be a requirement to demonstrate the sustainability and profit of the business
  • 60% Bonus/commission/overtime used from the last year
  • Contractors – will consider any profession not just IT workers
  • Second homes maximum LTV up to 85% considered
  • Repayment mortgages

More information

Download our PDF to read when you like - it contains all the details of our Residential Mortgage products.