Community Current Account

Photographic ID

• Valid UK/EEA/Switzerland passport
• Valid UK full photocard driving licence
• Valid UK provisional photocard driving licence
• Valid EU member state national ID photocard
• Valid firearms certificate or shotgun licence.

We can only accept original documents, not photocopies.

Valid Passport/EU national ID Card means in date, undamaged and machine readable. Unfortunately, we can’t accept handwritten passports or ID cards.

Non-photographic ID

If you’re providing non-photographic ID, you’ll need to bring 2 proofs of address. We can only accept original documents, not photocopies.

• Valid old-style UK driving licence (no photo)
• HMRC documentation (PAYE Coding Notice/Tax Notification/Self-Assessment/Statement of Account/NI contributions bill) issued in the last 3 months or valid for the current tax year. We can’t accept P45 or P60 forms
• Notification letter from Benefits Agency/Local Authority confirming your right to benefits (Department for Works and Pensions (including Jobcentre Plus), Benefits Agency or Veterans Agency), dated within the last 12 months

Valid passport with your current visa (with at least 6 months left on it) or a Biometric Residence Permit.

• Current UK full photocard driving licence
• Current UK provisional photocard driving licence
• Council Tax bill (valid for the current financial year)
• HMRC documentation (PAYE Coding Notice/Tax Notification/Self-Assessment/Statement of Account/NI contributions bill valid for the current tax year issued by Job Centre Plus) dated within the last 3 months. We can’t accept P45 or P60 forms.
• Notification letter from Benefits Agency/Local Authority confirming your right to benefits (Department for Works and Pensions, Jobcentre Plus, Benefits Agency or Veterans Agency), dated within the last 12 months
• Current Tenancy Agreement, from a local council or a recognised letting agency
• Bank, Building Society, Credit Union statement, dated within the last 3 months
• Credit card statement, dated within the last 3 months
• Mortgage statement from a recognised lender, dated within the last 12 months
• Life assurance/life insurance policy, dated within the last 3 months but outside of cancellation period
• Motor insurance certificate, valid for the current year but outside of cancellation period – we can’t accept cover notes
• Utility bill - gas, electricity or water, dated within the last 3 months
• Telephone bill, dated within the last 3 months. We can’t accept mobile phone bills, Sky or cable TV bills
•  

We will need proof of identity and proof of UK address for everyone involved in opening the business account including:

• Account Operators: authorised signatories or nominated persons
• Company Officials: we may be required to identify a minimum of two company officials (two directors for limited companies) if there are two or more. If only one company official is appointed, we must identify them. At least half of the directors must be resident in the UK.

If there are parent companies or entity directors then additional information will be required.

Proof of identity

Choose one of the following documents:

• valid UK/EEA/Switzerland passport
• valid UK full/provisional photocard driving licence
• valid EU member state national ID photocard
• valid firearms certificate or shotgun licence.

ID must be in-date, undamaged and machine-readable. We don’t accept handwritten or photocopied passports or ID cards.

Proof of UK address

Choose two of the following documents:

• A current UK full/provisional photocard driving licence
• A Council Tax bill/demand notice/statement (valid for the current financial year or issued in the last 3 months)
• A bank/building society/credit union statement, dated within the last 3 months, in the name of the person and not the business
• A credit card statement, dated within the last 3 months, in the name of the person and not the business
• HMRC documentation (PAYE Coding Notice/Tax Notification/Self-Assessment/Statement of Account/NI contributions bill issued in the last three months or valid for the current tax year). We do not accept P45 or P60 forms
• A notification letter from the Benefits Agency/your local authority confirming your right to benefits (Department for Works and Pensions, Jobcentre Plus, Universal Tax Credit, Benefits Agency or Veterans Agency), dated within the last 12 months
• A current tenancy agreement, from a local council or a recognised letting agency
• A mortgage statement from a recognised lender, dated within the last 12 months
• A life assurance/life insurance policy, dated within the last 3 months but outside of the cancellation period
• A motor insurance certificate, valid for the current year but outside of the cancellation period – we cannot accept cover notes
• A utility bill (gas, electric, satellite television, water, landline phone bill) issued within the last three months
• A TV Licence letter or Direct Debit schedule for a TV licence dated within the last 12 months.

All documents must include your current address, and must contain the unique customer number or reference that you have been given by the sender. 

We can only accept original documents, not photocopies or printouts.

With your permission, we will carry out an electronic business search at Companies House.

If your limited company is using a ‘trading as’ name or has a trading address we need one of the following documents to confirm the name of the business, the business’ trading name, and/ or the business’ trading address:

• A business bank statement (dated within the last three months)
• A utility bill (dated within the last three months)
• An invoice from a supplier (dated within the last three months)
• A letter addressed to Metro Bank from an accountant acting on behalf of your business
• Correspondence from HMRC (dated within the last 12 months)
• Business Premises Rates Advice (dated within the last 12 months).

Alternatively, we will visit your business premises (which must be different to your residential address) to verify that it is an established business.