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Metro Bank simplifies policy and document requirements for BTL and Residential mortgages

12th December 2023

Metro Bank has simplified its policy and document requirements for its Buy-to-Let and Residential mortgage applications.

The enhancements not only simplify what is required from customers but also potentially widen the number of employed and self-employed who are eligible for a Metro Bank mortgage. Metro Bank’s packaging requirements for employed, self-employed and contractor applications have also been simplified.


  • Introduction of Accountant’s Certificate for cases under £1 million
  • Minimum time trading reduced to 2 years (2 years figures needed)


  • No minimum time required in current role (1 payslip needed from current role and 1 from previous role)
  • Minimum time in employment reduced to 6 months for both primary and secondary jobs

Charles Morley, Director of Mortgage Distribution at Metro Bank comments:

“Purchasing a property is often a stressful process. We hope that these changes will go a little way towards easing that strain and ensuring that paperwork doesn’t get in the way of someone taking their first or next step on the property ladder.”



Metro Bank’s updated packaging guides are available to download here: