Skip to main content

Limited Company Buy to Let

This website is for FCA Authorised Intermediaries only.

Why Metro Bank for limited company buy to let mortgages? 

  • Maximum 75% LTV
  • 125% of the mortgage interest amount calculated at our standard Buy to Let stress rates
  • Up to four Directors/Shareholders accepted. They must be the same people and have 100% shareholding
  • No minimum income (subject to rental void plausibility checks) but at least one Director must be earning an income (other than rental)
  • Portfolio landlord accepted – maximum of 10 properties with Metro Bank (under £10m aggregated debt), maximum of 10 properties in total
  • Maximum age 85 (mortgage term based on the oldest applicant)
  • Limited Company must be non-trading and must be limited to solely holding residential property and not engaged in wider activities (must be an SPV). Acceptable SIC codes (no other SIC codes are accepted individually or in conjunction):
    68100 - Buying and selling of own real estate.
    68209 - Letting and operating of own or leased real estate.
    68320 – Management of real estate.

Please ensure you or your customer verifies the solicitor firm is on the Smoove panel and that the firm handling the application is able to process limited company buy to let mortgages before submitting.

Fixed rate loans over £5m by arrangement. 

Download our PDF to read when you like - it contains all the details of our buy-to-let mortgage products. 

Rental Criteria Guide (PDF) (1.3MB) 

Personal Guarantee Form (PDF) (68KB)

Buy to Let mortgage products - New Customers (PDF)(155KB) 

Buy to Let mortgage products - Existing Customers (PDF)(133KB)