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Near Prime Mortgage Range

This website is for FCA Authorised Intermediaries only.

All applications are subject to a manual underwriting review.

Our Near Prime Mortgage Range offers greater flexibility for those that may be struggling to get a mortgage elsewhere.

Why choose Metro Bank?

  • Lower credit score requirement
  • Maximum LTV of 85%
  • Interest only, Repayment and Part and Part options
  • Loans available from £50,000 - £750,000 for purchase and re-mortgage
  • 2 & 5 year fixed rates
  • Capital raising, including debt consolidation accepted
  • Joint borrower, sole proprietor
  • Maximum age 80 (mortgage term based on the oldest applicant)
  • Up to 4 applicants on the mortgage can be considered

Download our PDF to read when you like - it contains all the details of our Residential Mortgage products.

Residential Mortgage Products (PDF)(213KB)

Near Prime Mortgage Debt Consolidation Form

Less than perfect credit profile solution overview