Feature of the Week

Greater than 95% LTV JBSP Mortgage

We’ve expanded our Joint Borrower Sole Proprietor proposition to support customers looking to purchase or remortgage at higher loan-to-value with the support of immediate family members.

Our >95% LTV JBSP Mortgage is designed to help more customers access homeownership, with family support and a clear, carefully managed approach to affordability.

Launch highlights 

• Available up to 100% LTV
• No minimum deposit/equity requirement
• Residential Purchase or £4£ Remortgage
• 5 year fixed rate products
• No valuation or product fee
• Income can be accepted from up to 4 applicants, at 4.45x income multiple, subject to affordability
• Maximum loan size of £675,000
• Joint Borrower must be immediate family only

For full details, please refer to our Mortgage Lending Criteria Guide and Product Guides.