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Feature of the Week

The Buy to Let Solution

Our Buy to Let mortgages have been designed to support your customers whether they are a first-time landlord, ready to remortgage or looking to do a Let to Buy.

Buy to Let highlights

  • 5 year fixed stress rate 4% at 140% of the mortgage interest amount calculated for loans up to 75% LTV
  • Up to 80% LTV including New Build on houses and flats
  • No income proof required for self-financing buy to lets
  • No minimum income requirement
  • Maximum age of 85 (mortgage term based on the oldest applicant)
  • Up to 4 unrelated applicants on the mortgage can be considered
  • Portfolio landlords not accepted - maximum of 3 mortgaged properties in total (under £5m aggregated debt)

Use our Buy to Let calculator to find out how much your customer could borrow

For full details on the points above, please refer to our Mortgage Lending Criteria Guide and Product Guides. Download our updated Packaging Checklist.

Contact us

Our BDM Team are here and available to help with new case queries. Please get in touch with your BDM or call our Broker helpdesk on 0203 427 1019.

For use by FCA Authorised Intermediaries only.

Coronavirus mortgage FAQs

Coronavirus update

Supporting our customers is still our top priority. Click here for more information, or if your customer would like to contact us, they can:

  • Call our Mortgage Servicing team on 0345 319 1200. Our opening hours are 8.30am to 6pm Monday to Friday.
  • Complete this form and one of our specialists will give them a call. We aim to call within seven days.
  • Send us an email to – we will reply as soon as possible. They will need to provide their eight-digit mortgage account number, which starts with a 4 and can be found on any letter they have received from us about their mortgage.
  • Write to us at Mortgage Admin team, Metro Bank Plc, PO Box 1130, Uxbridge UB8 9XX.
Offer extension

In line with the wider industry, Metro Bank will extend all house purchase mortgage offers for residential and buy-to-let customers for up to three months, enabling customers to move at a later date. If your customer requires an offer extension, please contact us in the normal way.

Physical valuations

We are very pleased to announce the immediate recommencement of physical inspections on purchase and re-mortgage cases in England (where access is granted) - our standard lending policy will apply*. These will be carried out in line with Government guidelines.

Where a physical valuation cannot take place, digital valuations will be instructed in line with our previous guidance on properties up to a maximum value of £3 million (limitations apply - please contact us for details).

Due to the undoubted pressure on the surveying community, it is likely that turnaround times on valuations will be impacted, whilst it takes several weeks for things to settle.

*Please refer to our Mortgage Lending Criteria Guide and Product Guides for full details.

For use by FCA Authorised Intermediaries only