Feature of the Week

Did you know about our recent criteria enhancements?

Alongside our recent launches into HMO/MUFB and the upgrade to our Near Prime Range, we’ve also made a number of smaller enhancements to our criteria – all designed to help you support even more customers.

So, what’s new?

• Studio Flats – Accepted for Buy to Let in line with existing policy for owner-occupied property
• Leased Solar Panels – Accepted subject to the following conditions:
  • Solar Panel provider is on the MCS accreditation register
  • Solar Panel provider a member of Code of Practice for the Renewable Energy Sector
  • Solar Panel provider has signed the UK Finance template letter
• Skilled Worker and Family VISA:
  • No minimum salary requirement
  • Available on all repayment methods
  • Any Family VISA applicant accepted providing at least one other applicant on the mortgage is British citizen or settled person
  • For full details, please refer to our Mortgage Lending Criteria Guide.

In other news….

With effect from Thursday 11 September 2025, our Standard Variable Rate was reduced to 7.50% for Residential and 8.00% for Buy to Let mortgages.

Rate Reduction – HMO/MUFB

Great news! We have reduced rates across our HMO and MUFB buy to let products, for applications in both personal and limited company names, effective from today.

So, what’s new?

• 3.59% - 2 year fixed rate, 5% fee
• 4.69% - 5 year fixed rate, 5% fee
• 5.59% - 2 year fixed rate, £1,999 fee
• 5.49% - 5 year fixed rate, £1,999 fee

For full details on the points above, please refer to our Product Guides.