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Professional Mortgage Range

Our professional mortgage range is designed for customers with higher earnings and/or qualified professionals who could benefit from an enhanced income multiple.

Why choose Metro Bank?

  • This product is for fully qualified, registered and practicing Solicitors, Barristers, Medical Doctors, Accountants, Actuaries, Vets, Dentists, Surveyors, Architects and Engineers for purchase or remortgage applications.
  • This product is also for sole applicants who can demonstrate 'earned income' of £100,000 and above and joint applicants of £150,000 and above per annum.
  • We can offer enhanced income multiples (normally we offer 4.49 times the customer’s income but for the professional mortgage we can offer 5.5 times their income - subject to affordability)
  • The customer must be over 21 years of age
  • Applicants accessing this range due to being from an accepted profession must have qualified in the last ten years and be registered with the appropriate UK professional body. They must also work in the field related to their profession
  • We will consider professional applications for up to two applicants only, at least one applicant must meet our professional criteria. Applications may be considered where a ‘non-professional’ has the highest income and subject to full case review
  • Overpayments of 20% of the initial amount borrowed is allowed each year
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More information

Download our PDF to read when you like - it contains all the details of our Residential Mortgage products.