Core Mortgage Range

Why choose Metro Bank?

• Maximum 90% LTV for residential – houses and flats (including new build)
• Joint borrower, sole proprietor – only where the additional borrower(s) is an immediate family relative
• Up to four applicants on the mortgage, all four incomes considered
• Maximum age 80 considered – term based on the oldest applicants age
• A less than perfect credit profile – subject to full assessment and a credit score pass
• Continued support for self-employed –there will be a requirement to demonstrate the sustainability and profit of the business
• 60% Bonus/commission/overtime used from the last year
• Contractors – will consider any profession not just IT workers
• Second homes maximum LTV up to 85% considered
• Repayment mortgages