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How do I make a payment?

You can make a payment via our mobile app, internet banking or in store.

Make a payment via the app to an existing beneficiary:

  1. Login to your mobile app
  2. Select ‘Payments’ at the bottom of the screen
  3. Choose the account you wish to send the payment from
  4. Click on ‘Choose Payee’
  5. Select the payee you wish to send the payment to
  6. Fill in the following fields: ‘Amount’, ‘reference’ and ‘Date’
  7. Click ‘Make Payment’
  8. Click ‘Confirm’
  9. Your payment has now been successful

Important: Payments will usually reach the beneficiary within 2 hours. In some circumstances a Faster Payment may exceed the 2 hour timeline but should always be within 24 hours.

Make a payment via the app to a new beneficiary:

You will need to have an active card to create a new payee via the app

  1. Login to your mobile app
  2. Select ‘Payments’ at the bottom of the screen
  3. Choose the account you wish to send the payment from
  4. Click on ‘Choose Payee’
  5. Select the ‘+’ sign in the top right-hand corner
  6. Enter the Payee name, account number, sort code and reference then click continue
  7. Enter characters from your PAN number (16 digit long card number)
  8. Enter the 8 digit code sent by SMS to your registered number
  9. Enter the amount you wish to send and click ‘Make Payment’
  10. Click ‘Confirm’
  11. Your payment has now been successful

Important: Payments will usually reach the beneficiary within 2 hours. In some circumstances a Faster Payment may exceed the 2 hour timeline but should always be within 24 hours.

Make a payment via the website to an existing beneficiary: 

  1. Login to your internet banking
  2. Click on ‘View your accounts;
  3. Select the account you wish to make the payment from
  4. On the left hand menu, click ‘Make a payment’ then ‘Send Money’
  5. Enter the amount you wish to send
  6. Check the account selected is the account you wish to send the payment from
  7. Click ‘someone from your payee list’ and select the Payee
  8. Include the reference
  9. Select the option for when you would like your payment to be sent
  10. Click ‘Continue’
  11. Click ‘make Payment’
  12. Your payment has now been successful

Important: Payments will usually reach the beneficiary within 2 hours. In some circumstances a Faster Payment may exceed the 2 hour timeline but should always be within 24 hours.

Make a payment via the website to a new beneficiary:

  1. You will need to have an active card to create a new payee via the APP
  2. Login to your internet banking
  3. Click on ‘View your accounts;
  4. Select the account you wish to make the payment from
  5. On the left hand menu, click ‘Make a payment’ then ‘Send Money’
  6. Enter the amount
  7. Select which account you want the payment to be sent from
  8. Click ‘Someone new’
  9. Enter the Payee name, account number, sort code and reference then click continue
  10. Enter characters from your PAN number (16 digit long card number)
  11. Enter the 8 digit code sent by SMS to your registered number
  12. Enter the amount you wish to send and click ‘Make Payment’
  13. Click ‘Confirm’
  14. Your payment has now been successful

Important: Payments will usually reach the beneficiary within 2 hours. In some circumstances a Faster Payment may exceed the 2 hour timeline but should always be within 24 hours.

Alternatively, you can call us on 0345 08 08 500 if you are a personal customer or 0345 08 08 508 if you are a business customer. You will be required to answer additional security questions to create a new payee.

top FREQUENTLY ASKED QUESTIONS

  • How do I log in to online banking?

    Are you having issues logging in? For in-depth information click here

    Where you log in to online banking depends on the type of account you have:

    You can also register for online banking here, and update your online and mobile banking security details here.

  • How do I make a payment?

    You can make a payment via our mobile app, internet banking or in store.

    You can also call us on 0345 08 08 500 if you are a personal customer or 0345 08 08 508 if you are a business customer.

    For a more in-depth guide on making payments to beneficiaries via our website and app, click here

  • How do I report a lost or stolen card?

    If you have lost your card or had it stolen you should cancel it immediately. You can do this through our mobile app, on online banking or in store.

    You can also call us on 0345 08 08 500 if you are a personal customer or 0345 08 08 508 if you are a business customer. 

    For more in-depth information and step-by-step guides for canceling your card, click here.  

  • I don't recognise a card payment, what can I do?

    This often happens because some companies have trading names that are different to the name you are used to seeing. Check our table of trading names for more information and advice on what to do next.

     For more in-depth information on suspicious card payments, click here
  • How do I open a Metro Bank personal current account?

    We’ve made it really easy to open a personal current account with Metro Bank. Just come in to one of our stores  or apply online - all you’ll need is proof of your identity and up to two documents for proof of address. Your current account will be up and running straight away. If you’re in store, we’ll print your bank card and cheque book there and then. If you open your account online, your card will arrive within a few days.

    Find out more about personal current accounts

  • I've received a suspicious email - what do I do?

    We are aware that sometimes customers receive emails from people pretending to be us. You may be able to identify a suspicious email by:

    - A spelling mistake in the email address

    - Being asked to confirm your personal/ security details

    - Being asked to login to your internet banking via a provided link to confirm a transaction

    If you are suspicious of anything please forward the email to phishing@metrobank.plc.uk alternatively, if you need further assistance please call 0345 08 08 500.

  • How long does it take for a cheque to clear?

    Cheques normally take 5 working days to process. If a bank holiday falls during the clearance period, the number of days will be extended accordingly. For example, a cheque paid in on Thursday before 6pm, when the following Monday is a bank holiday, will be available on the following Thursday rather than Wednesday.

    When paying in cheques drawn on a non-UK bank, please allow 6 - 8 weeks for clearance.

    If you’d like to know how quickly you can withdraw your funds after a cheque has been paid into your account you can take a look at our cheque clearance guide.

  • Where can I find my 12-digit ID?

    You can easily locate your 12-digit ID in the Metro Bank mobile app. Once you've logged in through the app, go to the More menu to access Settings and select My Details. Your ID should be located under your name. 

Our products

ways to bank

Online

Metro Bank 24/7. Check balances, make payments, see transactions and open new accounts any time - all with internet banking.

Mobile

Control your money on the move with our mobile banking app. Check balances, move money, make payments and more wherever you are.

In store

All of our friendly stores are open 8am to 8pm, Monday to Friday, 8am to 6pm on a Saturday, 11am to 5pm on Sundays and Bank Holidays.

Telephone

If you need help you can talk to a real person in our UK contact centre 24 hours a day, 7 days a week, 365 days a year

Still have questions? Let us know

You can get in touch 24 hours a day, 7 days a week. You can call us, mail us, come see us or send us a tweet. Here’s how. 

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Speak to someone in our UK-based contact centre, 24 hours a day, 365 days a year.

  • Personal Customers
    Call us on 0345 08 08 500
  • Business Customers
    Call us on 0345 08 08 508. Our specialist business team is available between 8am and 6.30pm, Monday to Friday. Outside of these hours, you can contact us on 0345 08 08 500 for account information, balance enquiries, payments, and help with personal and business internet banking

Calling from outside the UK? Use 0044 20 3402 8312

Call charges might apply – check with your service provider

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MORE USEFUL PHONE NUMBERS

Lost and stolen cards

Lost and stolen cards

Call 0345 08 08 500 to report your card lost or stolen.

Opening hours:

  • 24 hours a day, 7 days a week, 365 days a year

Card security and card fraud

Card security and card fraud

Call 0345 08 08 509 if you are worried about fraud on your debit, credit or cash card, your card has been blocked or if you want to query or dispute an unrecognised card transaction.

Opening hours:

  • 24 hours a day, 7 days a week, 365 days a year

Account security and fraud

Account security and fraud

Call 0345 08 08 500 if you are worried about the security of your Metro Bank account or if you are suspicious of fraudulent activity on your account.

Opening hours:

  • 24 hours a day, 7 days a week, 365 days a year

Switching your account

Switching your account

Want to switch your personal or business current account to Metro Bank? Call us on 0345 08 08 500.

We can also help with switches that are in progress. For this, call 0345 08 08 501.

Opening hours:

  • Monday to Friday: 9am to 5.30pm

Mortgages

Mortgages

Existing customers: For questions about your existing Metro Bank mortgage, call 0345 319 1201.

Opening hours:

  • Monday to Friday: 9am to 5.30pm

New mortgage applications: If you have a question about a new mortgage application, call 0203 427 1435.

Opening hours:

  • Monday to Saturday: 9am to 5.30pm
  • Sundays and bank holidays: 11am to 5pm

Mortgage Brokers: For enquiries on new and existing applications, please call us on 0203 427 1019.

Opening hours:

  • Monday to Wednesday, 9am to 5:30pm
  • Thursdays, 9:30am to 5:30pm
  • Fridays, 9am to 5:30pm
  • Saturdays & Sundays, closed

Savings

Savings

For help with our savings products, including ISAs, call us on 0345 0808 507.

Opening hours:

  • Monday to Friday: 9am to 5.30pm

Arrears

Arrears

If you want to discuss arrears on your Metro Bank Current Account, Cash Account, Personal Loan, Business Start Account, Business Bank Account, Small Business, Commercial or Community Account, or if you have a question about a collection letter you have received, call 0345 241 3075

Opening hours:

  • Monday to Thursday: 8am to 8pm
  • Friday: 8am to 5.30pm
  • Saturday: 9am to 5.30pm

St James's Place products

St James's Place products

If you have a question about a Metro Bank/St James's Place product, including intergenerational mortgages, call 0203 402 8970.

Opening hours:

  • Monday to Friday: 9am to 5.30pm
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Face to face

All of our friendly stores are open 8am to 8pm, Monday to Friday, 8am to 6pm on a Saturday and 11am to 5pm on Sundays and Bank Holidays. Feel free to bring the dog!

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On Twitter

Have you had a great moment in-store with one of our colleagues? We’d love to hear about it!

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Seen something fishy?

If you’ve been sent an email which looks suspicious, don’t reply to it. It might be fraudulent. Forward it to us and we’ll investigate. 

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Write to us

Prefer pen and paper? Send us a letter to the following address:

Metro Bank, One Southampton Row, London, WC1B 5HA.

Online form

Send us a message – we’ll aim to get back to you within 24 hours.

Make a complaint

We take our outstanding customer service very seriously. If you’re not happy about something, we need to know. Tell us what went wrong:

Twitter profile image for  MetroBank_Help Metro Bank Help
MetroBank_Help17 Feb 2019
@Ut41T Hi there, this email has not come from a Metro Bank email address. Please ensure you do not click any links… https://t.co/n7vDb85GaU
Twitter profile image for  MetroBank_Help Metro Bank Help
MetroBank_Help17 Feb 2019
Good morning all! Sandra ^SBM and Vera ^VS here to assist with your banking queries.
Twitter profile image for  MetroBank_Help Metro Bank Help
MetroBank_Help16 Feb 2019
Good evening everyone, Nisal ^NK here to help you with any banking questions you have!
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