HMOs and MUFBs
This website is for FCA Authorised Intermediaries only.
Why Metro Bank for HMO / MUFB buy to let mortgages?
- Maximum 75% LTV (70% LTV for loans greater than £1m)
- Standard BTL ICR and stress rates apply
- Maximum 6 tenants for HMO, 6 units for MUFB (each unit must be on a single AST)
- Available on both personal names or limited company
- Student Lets and Tenants on benefits can be considered
- Broad solicitor panel
- Less than perfect credit profiles considered
Please ensure you or your customer verifies the solicitor firm is on the Smoove panel and that the firm handling the application is able to process HMO / MUFB buy to let mortgages before submitting.
Fixed rate loans over £5m by arrangement.
Download our PDF to read when you like - it contains all the details of our buy-to-let mortgage products.
Rental Criteria Guide (PDF) (1.3MB)
Personal Guarantee Form (PDF) (68KB)
Buy to Let mortgage products - New Customers (PDF)(155KB)
Buy to Let mortgage products - Existing Customers (PDF)(133KB)