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Metro Bank Halloween Photo Competition


The promoter is: Metro Bank PLC of 1 Southampton Row, London, WC1B 5HA.


Customers will be asked to send Metro Bank pictures of their children with their decorated pumpkin or a picture of the decorated pumpkin on its own via Twitter. The decorated pumpkin must be from our event taking place on 27 October in all our stores. Entrants will be given a chance to win a Metro Bank themed prize. One winner will be chosen within a week of the competition closing on Friday 1 November 2019.

The winner will be announced via Twitter.


3.1 The competition will run from 27 October – midnight 1 November 2019.

3.2 All competition entries must be received by Metro Bank no later than 23.59 on 1 November 2019. All competition entries received after the closing date are automatically disqualified.

3.3 To enter the competition you will need to tweet a photo of your child with their decorated pumpkin or the decorated pumpkin on its own using #MBSpookySnaps.

3.4 By submitting a competition entry, you are agreeing to be bound by these terms and conditions.

3.5 The decision of the panel of judges (acting reasonably) will be final.


4.1 The competition is open to all residents in the UK, except:

(a)  Employees of Metro Bank or its holding or subsidiary companies;

(b)  Members of the immediate families or households of (a)

4.2 If you're under the age of 18, make sure you have permission from your parent or guardian before entering the competition.

4.3 Entries on behalf of another person will not be accepted and joint submissions are not allowed.

4.4 Metro Bank reserves all rights to disqualify you if your conduct is contrary to the spirit or intention of the prize competition.

4.5 Competition entries cannot be returned.

4.6 In entering the competition, you confirm that you are eligible to do so and eligible to claim the prize.


5.1 Metro Bank will be giving away one Metro Bank hamper.

5.2 There is no cash alternative for the prize.    

5.3 The prize is not negotiable or transferable.

5.4 In order to claim the prize you must send us your contact details through Direct Messaging (“DM”) on Twitter, once you have been notified you are the winner. Please do not provide your personal details on the public platform.


6.1 The winner of the competition will be announced on Metro Bank`s Twitter handle within a week of the competition closing.

6.2 Metro Bank will contact the winner through Twitter via DM as soon as practicable after the announcement date.


7.1 Please allow 21 days for delivery of the prize. 

7.2 The prize may not be claimed by a third party on your behalf.

7.3 Metro Bank will make all reasonable efforts to contact the winner. If the winner cannot be contacted or is not available, or has not claimed their prize within 14 of days of the announcement date, Metro Bank reserves the right to offer the prize to the next eligible entrant selected from the correct entries that were received before the closing date.

7.4 Metro Bank does not accept any responsibility if you are not able to take up the prize.


Insofar as is permitted by law, Metro Bank will not in any circumstances be responsible or liable to compensate the winner or accept any liability for any loss, damage, personal injury or death occurring as a result of taking up the prize except where it is caused by the negligence of Metro Bank, its agents or distributors or that of their employees. Your statutory rights are not affected.


9.1 All competition entries and any accompanying material submitted to Metro Bank will become the property of Metro Bank on receipt and will not be returned.

9.2 By submitting your competition entry and any accompanying material, you agree to:

(a)  Assign to Metro Bank all your intellectual property rights with full title guarantee; and

(b)  Waive all moral rights, in and to your competition entry and otherwise arising in connection with your entry to which you may now or at any time in the future be entitled under the Copyright, Designs and Patents Act 1988 as amended from time to time and under all similar legislation from time to time in force anywhere in the world.

9.3  You agree that Metro Bank may, but is not required to, make your entry available on its website and any other media, whether now known or invented in the future, and in connection with any publicity of the competition. You agree to grant Metro Bank a non-exclusive, worldwide, irrevocable licence, for the full period of any intellectual property rights in the competition entry, to use, display, publish, transmit, copy, edit, alter, store, re-format and sub-licence the competition entry and any accompanying materials for such purposes.


10.1 If you are the winner of the competition, you agree that Metro Bank may use your name, image and town or county of residence to announce the winner of this competition and for any other reasonable and related promotional purposes.

10.3 By entering the competition, you agree that any personal information provided by you with the competition entry may be held and used only by Metro Bank or its agents and suppliers to administer the competition.


11.1 If there is any reason to believe that there has been a breach of these terms and conditions, Metro Bank may, at its sole discretion, reserve the right to exclude you from participating in the competition.

11.2 Metro Bank reserves the right to hold void, suspend, cancel, or amend the prize competition where it becomes necessary to do so.

11.3 These terms and conditions shall be governed by English law, and the parties submit to the non-exclusive jurisdiction of the courts of England and Wales.