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There are all sorts of ways to save

Understanding my savings options

Whether you’re just starting out, saving for something special or looking for an income top-up, our straightforward savings options can help. Strike the right balance between having access to your money when you need it and earning interest with our range of accounts.

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Starting out

Get into the savings habit early or save for children and grandchildren with our Young Savers Account.

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Your money, your choice

Save the way it suits you with instant access accounts, fixed term options and ISAs.

Make your savings pay

Get monthly interest on lump sums. We can pay it from your fixed term savings into your instant access account.

Your savings options with us

Savings for adults

Savings for adults

We offer 4 simple savings accounts: 

With instant access accounts you can save when you want to and have access to your money when you need it. The Instant Access ISA allows you to withdraw and replace money in the account within same tax year. And for regular instant access savings you can move money in and out whenever you like. 

Fixed term accounts let you set aside money for a set length of time. With these accounts, you can earn a higher rate of interest than on instant access accounts. 

We offer a range of fixed terms to suit your savings goals, whether it’s a short-term splurge you’re putting money away for, or a major expense like a wedding or holiday. 

Keep in mind that you don’t have to put all your savings into one type of account. You can mix instant access and fixed term accounts to help you meet your savings goals.

Savings for our youngest customers

Savings for our youngest customers

Under 21s can get into the habit of saving early on with our Young Savers Account.

You can open one on behalf of a child from the day they’re born. And from age 11, a child can open an account in their own name. 

Saving is fun with the Magic Money 5 for 5 Club, open to young savers aged 5 to 15. The club encourages kids to save and rewards them with prizes and even cash bonuses.


Do you have a Regular Savings account?

No. But you can schedule regular transfers from your Current Account into an Instant Access Savings Account or our Instant Access ISA. 

If I have an emergency, can I make an early withdrawal from a fixed term savings account?

No, your money has to stay in the account for the full term. Before you put money into fixed term savings accounts, make sure you have enough in instant access accounts to cover potential emergencies.

Where can I get more information about achieving my saving goals?

Have a look at our page on reaching your savings goals where you'll find some useful information.

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Young savers

Get into good habits

It's never too early to start saving. If you've got a special purchase in mind open a Young Savers account and watch your money grow.


Protecting your money

Your eligible deposits with Metro Bank are protected by the FSCS.