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Reinvesting your Fixed Rate Cash ISA

Tell us what you’d like to do when your ISA matures

When your Fixed Rate Cash ISA matures, you need to let us know if you want to reinvest the funds. You can choose to reinvest your ISA for the same term again, or for a different term. You can also choose to add funds to, or remove funds from, your new Fixed Rate Cash ISA.

You can fill in this form up to 40 days before or 30 days after your maturity date.

If 30 days have passed since maturity, your funds have already been transferred to an Instant Access Cash ISA. Please pop in to one of our stores to talk about your options.

Before you start

Before you start

Our Fixed Rate ISA

Here’s a handy reminder of our Fixed Rate Cash ISA's key features:

Interest rates Save from Annual tax free allowance Interest paid
3.00% - 3.90% AER* £1 £20,000 for 2024/25 Annually

Interest rates

The amount of interest you earn depends on how long you put your money away for. This account doesn’t allow you to take money out during the term. You cannot make partial withdrawals from this account. You can close the account or transfer the full amount before the end of the term, but you will lose 180 days’ interest.

1 year 2 years 3 years 4 years
3.90% AER* 3.50% AER* 3.00% AER* 3.00% AER*

*AER stands for annual equivalent rate. It shows how much the interest rate would be if the interest was worked out once a year. You can use it to compare different financial products.

For more information, please read the Fixed Rate Cash ISA important information summary before you continue.

What will I need?

What will I need?

  • 6-digit unique code You’ll find this on the letter or email reminder we sent you.
  • Maturity date You can also find this on the letter or email reminder we sent you.
  • ISA account number You can find your account number on any letter or email about your account, on your certificate of deposit or in Online Banking.
What do I need to do?

What do I need to do?

You need to complete our eform:

  1. Fill in your current ISA details
  2. Choose what you want to do with your money
  3. Review your details
  4. Check the legal bits.

It will take about 5 minutes.

What if I don’t want to reinvest?

What if I don’t want to reinvest?

If you no longer want to reinvest your Fixed Rate Cash ISA, you don’t need to do anything. Once your Fixed Rate ISA matures, we’ll transfer the funds to an Instant Access Cash ISA, which has a different interest rate. Your account number will stay the same, and you’ll be able to access your money at any time with no penalties.

Ready to reinvest?

Fill in our eform now