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One rate, it's that simple

Personal borrowing accounts

Fast decisions. Same-day access to money or credit (once approved). 
Just one clear, straightforward rate.

Credit Cards

One single interest rate, no annual fee. With text alerts and contactless payments we make it easy.

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Personal Loans

One single interest rate, no setup fee. Get your cash the same day.

Want some help with borrowing?

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‘I need to talk to someone about my financial difficulties’

If you're experiencing debt issues get some help now.

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‘I want to know more about borrowing responsibly’

Before borrowing you should make sure you understand the commitment you're making.

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How we can help

Types of borrowing

We offer three simple ways to borrow when you need a little extra cash. Choose the best option for you with our helpful guide. 


Protecting your money

Your eligible deposits with Metro Bank are protected by the FSCS.