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Borrowing made better

Personal borrowing accounts

Whether you need a little extra top-up or a bigger boost to buy something special, we have an option that can help. Our credit card has one simple rate, and with our instant card printing, there’s no hanging around. If you’re looking for a personal loan, you can apply in store or online – the choice is yours.

Metro Bank Credit Card

Our Credit Card comes with one single interest rate, and no annual fee. Plus, with text alerts, contactless payments, and Insights to help you keep track of your spending, we make it easy.

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Personal loans in store

It’s simple to apply for our Metro Bank Personal Loan – pop into a store and speak to a colleague to get started.

Personal loans online

We’re working with RateSetter while we develop online applications for personal loans. You can apply for their personal loan online now – click below to find out more.

Want some help with borrowing?

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‘I need to talk to someone about my financial difficulties’

If you're experiencing debt issues get some help now.

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‘I want to know more about borrowing responsibly’

Before borrowing you should make sure you understand the commitment you're making.

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How we can help

Types of borrowing

We offer three simple ways to borrow when you need a little extra cash. Choose the best option for you with our helpful guide. 

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Protecting your money

Your eligible deposits with Metro Bank are protected by the FSCS.