For a flexible savings option choose our Instant Access Savings account. Save what you want, when you want and get instant access to your cash if you need to.
Build your savings with 0.10% AER* interest. Start earning interest on as little as £1.
Need to dip into your savings? No problem. You’ll have instant access to your money – in store, online and by phone.
Grow your savings, your way. Put away a lump sum or save regularly – it’s up to you.
See how much you could save with an Instant Access Savings Account when you try our new Savings Calculator tool.
We’re up front with our customers about everything. We’ve created this handy summary of our Instant Access Account's key features so you can see the important information from the get-go.
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To open an account you need to be:
We promise to give you our best available rate – always. If we launch a new account with the same features but a better rate, we’ll automatically upgrade you to it.
Since 6 April 2016, you can earn up to £1,000 a year on your savings tax-free if you pay the basic rate of tax and up to £500 a year if you pay the higher rate of tax. This is called your Personal Savings Allowance. Interest on your savings is now paid without tax being taken off. The interest from ISAs doesn’t count towards your Personal Savings Allowance.
We’ll charge you for issuing a banker’s cheque. Each cheque costs £15.
Download our PDF to read when you like - it contains all the ins and outs of our Instant Access Savings.
You can transfer money from existing Metro Bank accounts online, in store or by calling us on 0345 08 08 500. If you’re transferring money from another bank or building society, you’ll need to give them your new Metro Bank details.
Metro Bank 24/7. Check balances, make payments, see transactions and open new accounts any time - all with internet banking.
Control your money on the move with our mobile banking app. Check balances, move money, make payments and more wherever you are.
A friendly face and a quick answer. And all the usual payment services too. We're open 362 days a year
Talk to a real person in our always-open UK contact centre, 24 hours a day, 7 days a week, 365 days a year.
Switching your current account to Metro Bank is simple and hassle-free. And we guarantee to have it all done and dusted for you in 7 days.
With our same-day account opening, you can apply in store and we'll print your card there and then. Having the right documents will help make the process go smoothly.
Never mind under a mattress or in a sock drawer – your valuables need proper security. We have 5 sizes of Safe Deposit Boxes available.
Your eligible deposits with Metro Bank are protected by the FSCS.