For a flexible savings option choose our Instant Access Savings account. Save what you want, when you want and get instant access to your cash if you need to.
Get all the ins and outs to read at a time that suits you by downloading our
*AER stands for annual equivalent rate. It shows how much the interest rate would be if the interest was worked out once a year. You can use it to compare different financial products
Open an account with as little as £1 to start earning interest.
Need to dip into your savings? No problem. You’ll have instant access to your money – in store, online and by phone.
Grow your savings your way. Put away a lump sum or save regularly – it’s up to you.
We’re upfront with our customers about everything. We’ve created this handy summary of our Instant Access Savings account features so you can see the important information from the get-go.
|Interest rate||Save from||Interest paid|
|0.10% AER* **||£1||Monthly|
** Rates will change to 0.05% AER* from 12 August 2021
To open an account you need to be:
Important: for Power of Attorney applications, please speak to a colleague for guidance on what we will require.
We promise to give you our best available rate – always. If we launch a new account with the same features but a better rate, we’ll automatically upgrade you to it.
Since 6 April 2016, you can earn up to £1,000 a year on your savings tax-free if you pay the basic rate of tax and up to £500 a year if you pay the higher rate of tax. This is called your Personal Savings Allowance. Interest on your savings is now paid without tax being taken off. The interest from ISAs doesn’t count towards your Personal Savings Allowance.
If you ever need us to issue you a banker's cheque, we will charge a small fee. Each cheque costs £15.
Download our PDF to read when you like - it contains all the ins and outs of our Instant Access Savings account.
Already started an application and would like to resume? Yes, resume application.
You can transfer money from existing Metro Bank accounts online, in store or by calling us on 0345 08 08 500. If you’re transferring money from another bank or building society, you’ll need to give them your new Metro Bank details.
Yes, just pop into one of our stores. You can open a joint account to manage your money together.
You can find the rates for any account that is not listed on the current rates page set out in Rates for Closed Products.