Our Standard Variable Rate (SVR) is a managed mortgage interest rate which is set by us and is not directly linked to the Bank of England Base Rate.
Our SVR is variable, which means your mortgage rate can change and your payments could go up or down.
These changes are influenced by a number of different factors, and may not happen at the same time as any change to the Bank of England Base Rate
Our current Residential Standard Variable Rate is 4.25%, effective from 21 April 2022
Our current Buy-to-Let Standard Variable Rate is 4.75%, effective from 21 April 2022
The Bank of England Base Rate is currently 1.00%, effective from 5 May 2022
Residential SVR
4.00%, effective from 17 February 2022
3.75%, effective from 27 January 2022
3.60%, effective from 1 April 2020
4.25%, effective from 31 August 2018
4.00%, effective from 1 December 2017
3.75%, effective from 1 September 2016
4.00%, effective from 30 June 2011
Buy-to-Let SVR
4.50%, effective from 17 February 2022
4.25%, effective from 27 January 2022
4.10%, effective from 1 April 2020
4.75%, effective from 31 August 2018
4.50%, effective from 1 December 2017
4.25%, effective from 1 September 2016
4.50%, effective from 30 June 2011
Bank of England Base Rate
0.75%, effective from 17 March 2022
0.50%, effective from 3 February 2022
0.25% effective from 16 December 2021
0.10%, effective from 19 March 2020
0.25%, effective from 11 March 2020
0.75%, effective from 2 August 2018
0.50%, effective from 2 November 2017
0.25%, effective from 4 August 2016
0.50%, effective from 5 March 2009