Going on holiday or taking a business trip? Our debit and credit cards make purchasing things and taking out cash abroad as convenient as possible.
Save on those travel costs with no card transaction fees in the Single European Payments Area (SEPA)
Going long haul? We offer great value rates in the rest of the world.
You don’t have to pay any non-sterling transaction fees or non-sterling cash fees when you make debit card payments and cash withdrawals in foreign currency in Europe.
In other countries, there will be a non-sterling transaction fee of 2.99% although there are no non-sterling purchase fees. The table gives an example of how these fees for purchases work both inside and outside Europe.
Inside Europe | Outside Europe | |
---|---|---|
Original transaction value (equivalent in GBP) | £100 | £100 |
Non-sterling transaction fee | Free | 2.99% |
Non-sterling purchase fee | Free | Free |
Total that you will be charged | £100 | £102.99 |
Download our PDF to read when you like - it contains all the ins and outs of using your debit or credit card abroad.
Using your debit or credit card abroad (PDF)(224KB)
You can also read about your rights when making payments in Europe.
There are no fees for taking money out in Europe. In other countries, there will be a non-sterling transaction fee of 2.99%* as well as a non-sterling cash fee of £1.50. The table shows you an example of how much you’ll pay in fees if you withdraw cash both inside and outside Europe.
Inside Europe | Outside Europe | |
---|---|---|
Original transaction value (equivalent in GBP) | £100 | £100 |
Non-sterling transaction fee | Free | 2.99%* |
Non-sterling purchase fee | Free | £1.50 |
Total that you will be charged | £100 | £104.49 |
Learn more about the SEPA below:
When we refer to Europe we regard the countries which are part of the Single European Payments Area (SEPA).
You can use your Metro Bank Debit or Credit Card wherever you see the MasterCard logo. MasterCard® is a registered trademark of MasterCard International Incorporated.
It’s a fee charged on transactions made in a foreign currency outside the UK and Europe.
These fees are charged on cash transactions made in a foreign currency outside the UK and Europe. They apply when you make cash withdrawals from cash machines and over the counter in a foreign currency outside the UK, make electronic transfers of funds, like money orders and wire transfers or buy foreign currency in exchange bureaus.
You can use your Metro Bank Mobile App to block your card permanently or temporarily – just tap ‘My Services’ then ‘Cards’.
Alternatively, if you are abroad you can call us on 0044 203 402 8312.
Use our exchange rate calculator to see the most up-to-date exchange rates.
ATM currency conversion rates apply for non-UK bank card holders withdrawing cash in GBP from one of our cash machines – you can choose to use either the Metro Bank currency conversion rate or the one set by your bank. To find out more about ATM currency conversion rates, click here.
With our same-day account opening, you can apply in store and we'll print your card there and then. Having the right documents will help make the process go smoothly.
Your eligible deposits with Metro Bank are protected by the FSCS.