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Foreign Currency Account

International payments made simple

Easily send and receive overseas payments when you need to, and manage your money in a currency that works best for you.

Pick the currency you prefer

You can deal with either US dollars or euros instead of sterling. Choose your preferred currency when you open your account.

Smooth and safe transfers

Send and receive overseas payments quickly and securely.

Manage your way

Manage your account 7 days a week online, on your mobile, over the phone or in store.

Ready to open an account? Just pop in store and speak to a colleague.

Additional information

Additional information

Managing your Foreign Currency Account online and in store

You can use Online Banking and the Metro Bank Mobile App to view your transactions and statements. To make a transaction, you'll need to visit us in store or call 0345 08 08 500.

What the account doesn’t come with

The Metro Bank Foreign Currency Account doesn’t come with a cheque book or debit card – so you can’t take money out at a cash machine. There is also no overdraft facility and you don’t earn any interest on money in your account.

Fees and charges

Fees and charges

All fees and charges are in the same currency as the Foreign Currency Account

Monthly fees

Euro €

US Dollar $





< €2,000


< $3,000


> €2,000


> $3,000


Sending money outside the UK

Automated and store credits

€5 or $8 each




€20 or $25

We will charge for some transactions and services such as transferring money to non-Metro Bank accounts and an Auditor's Certificate of Balance. For all the details, ask a colleague in store for our Fee Information Document.

Opening a Foreign Currency Account

Opening a Foreign Currency Account

To open a Foreign Currency Account with us, you'll need to have a Metro Bank Current Account or Instant Access Account. To apply, please visit us in store.

Find your nearest store

Get all the details on our Foreign Currency Account

Download our PDFs to read when you like – they contains all the ins and outs of our Euro and US Dollar Account and our Foreign Currency Account.

Foreign Currency Account Details (228KB)

Our Service Relationship with Personal Customers (3.5MB)



How do I pay money into my account?

There are a few different ways you can pay money into your Metro Bank account, the fastest being a payment from one bank to another. You can also deposit a cheque or pay cash* into your account at your nearest store.

*Please note that you may be asked additional questions about the source of funds to help keep your money safe.

We’ve introduced limits on the amount of cash customers can pay into their Metro Bank account each day.

  • Personal accounts – new daily limit £5,000*
  • Business accounts (including community accounts) – new daily limit £10,000*

    *If you are depositing foreign currency into a ‘regular’ GBP or a Foreign Currency Account, this will be the GBP equivalent of the above limits using the exchange rate on the day of the deposit

The new cash deposit limit for Commercial Current Accounts won’t be introduced until early 2023. If you have this type of account, your Relationship Manager will be in touch nearer the time to discuss the new limit with you.

Changes to who can pay in cash

To pay cash into a Metro Bank account you must either:

  • be named on the account, or
  • have authority to manage the account – e.g. power of attorney, or
  • be paying less than £250 into a Young Savers account if you are not named on the account (the account holder or a named person on the account can pay in larger amounts), or
  • an employee paying into a business or commercial account for your employer, using a pre-printed paying-in slip issued to the account holder.

Exchanging cash

You can only exchange cash over the counter if you’re a Metro Bank customer.

Can I open a savings account in a different currency?

No, we don't offer savings options on our Foreign Currency Accounts.

Can anyone open a Foreign Currency Account?

Personal customers with a Metro Bank Current Account or Instant Access Savings Account can open this kind of account.

Find out more about our Personal Current Accounts.

I'm trading in more than one currency. Do I need to open a separate account for each currency?

Yes, we have separate account for each type of currency available.

Can I make withdrawals and deposits in store?

Yes, cash deposits and withdrawals are permitted in store.