Skip to main content

Think Big

business borrowing

We offer simple solutions for business borrowing. Our lending process is very quick and transparent, and our decision makers are very accessible. Whether you're looking to finance a property or equipment purchase, or some short term lending to smooth out your cash flow we can help.

Commercial Loans

  • With loan terms from 1 to 30 years, you can choose the loan that’s right for your business.
  • Rates and fees tailored to each loan.

Portfolio Buy to Let

  • Exclusively designed for professional landlords. 
  • Minimum single loan size is £250,000 per property.
  • Available on an interest-only basis for a maximum term of 25 years.

Working Capital

Expensive purchases or unpaid invoices don’t have to hurt your cashflow. Our financing options can help you keep your business on track.

Asset Finance

  • Buy expensive equipment or assets now but spread the cost over its lifecycle – up to 5 years. 
  • Sell and lease back existing equipment in certain circumstances.

Credit Cards

  • Get a no-fee credit card that is fair and transparent to help your business’ every day spending.
  • One simple rate of 13% APR for all customers.
  • Small business customers can ask to receive mini-statements and notifications when you are close to your credit limit.

APR stands for annual percentage rate. It’s intended to give you a more accurate idea of how much you are being charged when you borrow money. It takes into account the interest on the loan and other charges you have to pay, for example any arrangement fee.

Get down to business

Explore business borrowing options – and find out what you need to open an account.

Borrowing money to grow business

Choose the right finance option for your business by reading our helpful guide.

Opening a business account

Opening a business account with us is straightforward when you're prepared.