Our small business bank account for start-ups, sole traders and limited companies with under £2 million turnover a year. Keeping banking simple so you can do business better.
Get your business account up and running. Applying is easy and works best on your mobile phone.
More than £2 million annual turnover? You’re looking for our Commercial Current Account.
Got an invite code? Make sure you have your unique invite code ready and complete your part.
Terms and conditions apply. Read the ins and outs at a time that suits you by downloading our Business Bank Account details.
With a dedicated Local Business Manager in every store, we’ve been rated #1 for business store service three times in a row*.
Keep your balance at £6,000 or more for the whole month and we'll waive your monthly fee and give you 30 free UK transactions for the month. More about account fees.
Our five-star-rated App** lets you check your balance, manage payments and get real-time insights.
Stay organised and save time with a range of business and accounting tools so you have more time to focus on what matters most. Find out more.
Need help with your account? Our UK-based contact centres are open every day, for help when you need it.
There's no monthly charge for this account as long as the balance remains above £6,000 every day within the month.
|Your daily balance||Monthly bank fee||UK transaction fees|
|£6,000 or more||Zero||30 free per month, then £0.30 each|
|Under £6,000||£6.00||£0.30 each|
|Location||Card purchase||Cash withdrawal|
|Outside Europe||2.99%||2.99% + £1.50|
Download our PDF for a full list of transaction and service charges including international payments and CHAPS payments.
Already started an application and want to resume? Yes, resume application.
We’ve worked with other providers of UK business banking accounts to agree a basic set of information that we’ll need from you to set up your business current account. Find out what you’ll need to provide using this simple guide from UK Finance, the UK’s leading trade association for financial services.
Or view our handy checklist.
Switching your business account to Metro Bank is simple and hassle-free. And we guarantee to have it all done and dusted for you in 7 days if your annual turnover is below £6.5 million.
Go to ‘Apply online now’ above, answer a few questions about your business, and select ‘Get started’ to go to the start of the application. You’ll be asked if there are other directors in your company, and whether you want to give them account access.
We worked with other providers of UK business bank accounts to agree on what basic information we ask customers to provide when setting up an account. Check the UK Finance guide to opening a business account for more information.
Keep your account balance above £6,000 for any whole month and for that month you’ll pay no monthly fee – plus we’ll give you 30 free transactions.
If your balance falls below £6,000 at the close of business on any day you’ll pay the low monthly fee of £6, plus £0.30 per transaction for that month.
You can apply for a business overdraft with your business account – just talk to your Local Business Manager.
Yes, our Business Credit Card has no fees, a simple low rate and no transaction fees in most European countries. To apply visit your Local Business Manager in store – no appointment necessary.
You can use your debit card within Europe with no fees for card purchases or cash withdrawals. If you’re using your card outside of Europe there will be a fee for purchases and withdrawals.
You can apply online in minutes. Alternatively, pop into store and a Local Business Manager will get you set up and print your card on the spot – no appointment necessary.
Before coming to a store, please check what documents you need to bring so we can get you started as quickly as possible.
Visit your local store – we’re open 7 days a week from early ‘til late.
Not near a store? Access your account at Post Office® branches across the country. Pay in cash and cheques, or use their change giving service. Find out more about banking through the Post Office.
All directors and shareholders must be 18+ for the company to apply online.
Switching your current account to Metro Bank is simple and hassle-free. We guarantee to have your account switched in 7 days if your annual turnover is below £6.5 million.
Simply visit your local store to make the switch.