Effectively manage your business’s spending with our contactless Business Credit Card
All our cards come in at the one low rate of 14.9% APR, and we won’t charge you for having your credit card
Whether you’ve just opened your credit card account, or have misplaced your card, you can walk out of any of our stores with a new one ready to go
You’ll have free transactions in most European countries
|Annual fee||Loan rate||Interest-free period|
|Zero||14.9% APR Representative (Variable)||
Up to 56 days on purchases
APR stands for annual percentage rate. It’s intended to give you a more accurate idea of how much you are being charged when you borrow money. It takes into account the interest on the loan and other charges you have to pay.
We don’t charge fees for non-sterling transactions or purchases in many European countries. If you’re outside of Europe, our rates offer the best value possible. Account fees and charges will still apply, though.
|Location||Card Purchase||Cash Withdrawal|
|Outside Europe*||2.99%||2.99% + £1.50|
*Where can I use my card for free in Europe?
If you use your card abroad, any foreign currency transaction will be converted into sterling on the day it’s taken out of your account. The exchange rate is set by MasterCard®.
MasterCard® is a registered trademark of MasterCard International Incorporated.
Our cards have a simple, low interest rate of 14.9% APR Representative (Variable).
If you only make the minimum monthly payment, it will take longer and cost you more to clear your balance.
We believe in letting you decide how you want to bank with us – whether that’s online, in store, over the phone or on the move with our app.
Manage your Business Credit Card and make payments easily using our mobile banking app or online banking platforms.
Download our PDF to read when you like - it contains all the ins and outs of our Business Credit Card.
Yes. You can transfer up to 75% of the limit of your Metro Bank Credit Card.
We’ll email you each month to let you know when your statement is available online and paper versions are available when you need them.
Yes – for payments up to £30 in total. The Metro Bank MasterCard® cards come with the PayPass™ feature. This means they contain secure contactless technology that lets you pay without the need to enter your PIN. To start using it straight away you’ll need to make one Chip and PIN transaction. Then you can make contactless payments wherever you see the contactless symbol or MasterCard® PayPass™ logo on the High Street at the till.
Metro Bank 24/7. Check balances, make payments, see transactions and open new accounts any time - all with internet banking.
Control your money on the move with our mobile banking app. Check balances, move money, make payments and more wherever you are.
A friendly face and a quick answer. And all the usual payment services too. We're open 362 days a year
If you need help you can talk to a real person in our UK contact centre 24 hours a day, 7 days a week, 365 days a year
Start-up or growing business? Take your company to the next level with speedy account opening and Local Business Managers in every store.
Choose the right finance option to nurture and expand your business.
Get help when you need it most, with a fixed rate for arranged overdrafts of less than £25,000 and no hidden fees.
With loan terms from 1 to 5 years, you can choose the loan that’s right for your business. And for loans under £25,000 there’s a fixed rate and no arrangement fee.