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Unlock value from your unpaid invoices

Invoice finance

Free up your cash flow – our flexible invoice finance system will advance you part of your customer invoice, meaning you can put that money to use faster

Already an invoice finance customer?

Get an advance on your invoice

We’ll advance you part of your invoice within 24 hours, meaning you won’t need to wait until your customer pays up

Clear and fair pricing

Only be charged for what you’ve borrowed and the agreed service fee

No cancellation penalty

End your contract with no penalty fee with just 28 days’ notice

Talk to us about invoice finance now

Contact us online

Give us a call

Contact our dedicated Invoice Finance Teams


Telephone number



Guildford 01483 531100 01483 565488 35 - 37 North Street, Guildford, Surrey, GU1 4TE
Basildon 01277 237177 01277 204056 2/6 East Walk, Eastgate Centre, Basildon, Essex, SS14 1HH
Sheffield 0114 256 0033 0114 244 5472 Hallamshire House, Meadowcourt, 5 Hayland Street, Sheffield, S9 1BY

 Alternatively, please contact Martyn Price, Regional Director, London and South

Email Martyn

or James Scarborough, Regional Director, Midlands and North

Email James

Get all the details on our Invoice Finance account

Download our PDF to read when you like - it contains all the ins and outs of our Invoice Financing offering.

Invoice Financing Details (PDF) (185KB)

Terms and Conditions for Metro Bank SME Customers (PDF) (143KB)

Frequently asked questions

How long does it take to put invoice financing in place?

It can take as little as 2 weeks to set up, but on average it works out at around 3-6 weeks. Your Relationship Manager will help advise you on likely timescales.

What happens if an invoice is not paid?

If an invoice is not paid within the agreed period (typically 90-120 days) then you would repay us directly. Alternatively, you can apply Bad Debt Protection which provides protection against insolvency and protracted default.

Is the service charge paid on a weekly/monthly/annual basis, or for each invoice received?

The service charge is applied to all of your invoices that are uploaded.

What do I need to apply for invoice finance?

Nothing, just contact us and we'll talk you through everything!

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