Free up your cash flow – our flexible invoice finance system will advance you part of your customer invoice, meaning you can put that money to use faster
We’ll advance you part of your invoice within 24 hours, meaning you won’t need to wait until your customer pays up
Only be charged for what you’ve borrowed and the agreed service fee
End your contract with no penalty fee with just 28 days’ notice
|Guildford||01483 531100||01483 565488||
35-37 North Street, Guildford, Surrey, GU1 4TE
|Basildon||01277 237177||01277 204056||
2/6 East Walk, Eastgate Centre, Basildon, Essex, SS14 1HH
|Sheffield||0114 256 0033||0114 244 5472||
Hallamshire House, Meadowcourt, 5 Hayland Street, Sheffield, S9 1BY
Alternatively, please contact Martyn Price, Regional Director, London and South
or James Scarborough, Regional Director, Midlands and North
Cash flow doesn’t always run smoothly – sometimes customers are slow to pay. You may have a lot of invoices out, but the money may not have come in yet. Invoice financing solves that problem. When you send out an invoice, we pay you part of the money within 24 hours. We pay the rest when the customer pays the debt, less any discount fees.
It gives you extra flexibility, making sure your cash flow doesn’t limit your business growth. If you get discounts by paying your suppliers early, it could mean you save money as well.
How does it work?
Want to know how Invoice Finance could improve your cashflow? Contact us now
The two options for Invoice Financing:
You do the chasing – 100% confidential, and great for established businesses with credit control systems in place
We do the chasing – Great for new businesses, we’ll do the hard work of making sure your invoices get paid.
|Prepayment %||Payment time||Fees||Contract period||Clearing days|
Up to 85% of your invoice
Tailored to each loan
28 days' notice
No interest charged while your money clears
There are two types of fees:
Download our PDF to read when you like - it contains all the ins and outs of our Invoice Financing offering.
It can take as little as 2 weeks to set up, but on average it works out at around 3-6 weeks. Your Relationship Manager will help advise you on likely timescales.
If an invoice is not paid within the agreed period (typically 90-120 days) then you would repay us directly. Alternatively, you can apply Bad Debt Protection which provides protection against insolvency and protracted default.
The service charge is applied to all of your invoices that are uploaded.
Nothing, just contact us and we'll talk you through everything!
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A friendly face and a quick answer. And all the usual payment services too. We're open 362 days a year.
If you need help you can talk to a real person in our UK contact centre 24 hours a day, 7 days a week, 365 days a year.
With loan terms from 1 to 5 years, you can choose the loan that’s right for your business. And for loans under £25,000 there’s a fixed rate and no arrangement fee.
Spread the cost of the assets you need to grow your business. Know what you'll repay, with fixed monthly payments and no hidden fees.