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Commercial Loans

Commercial Loans

As your business grows it may well need investment. Our Commercial team can work with you to provide the finance you need to fund expansion. We are able to provide funding for a range of uses, including property acquisition, asset purchase and working capital.

We've made it simple

We know you want to stay focused on running your business and not bank bureaucracy. Our lending process delivers funding quickly and with minimum hassle with rates and fees tailored to each loan.


Our underwriters want to meet our customers and understand their businesses. You can talk directly to the person deciding your loan application.


We want to find the right solution for you. We don't undertake a “tick-box” exercise. Our relationship managers can tailor a loan to suit you, with flexibility around term and pricing.

What you need to know

We’re up front with our customers about everything. We’ve created this handy summary of our Commercial Loan key features so you can see the important information from the get-go.

Loan sizeLoan termInterest Rate & FeesCurrency
From £150k to £25m 1-30 years Tailored to each loan GBP only


If you’d like to discuss your Commercial Loan requirements with us please come into a store or contact one of our specialist teams.

You’ll need to have a Metro Bank Commercial Current Account to apply for a Commercial Loan, and we will likely need some security. Our Commercial Loans are generally available to customers with over £2m in turnover although we do consider exceptions.

Current Interest Rates

Bank Of England Base RateMetro Bank Base Rate
0.50% 0.50%

Any property used as security, which may include your home, may be repossessed if you do not keep up repayments on a loan or other debt secured on it.

See what you need to open a commercial account

Our Service Relationship with Business Customers (PDF)(1.1MB)

Open an account

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Business Credit Cards

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Growing your business

Choose the right finance option to nurture and expand your business by reading our helpful guide to borrowing wisely.


Internet banking for business

Which online banking solution is best for your business? Get the basics, add Bacs and CHAPS, or go for our full commercial platform.


Protecting your money

Your eligible deposits with Metro Bank are protected by the FSCS.