Skip to main content

HELPING YOUR BUSINESS GROW

BUSINESS AND COMMERCIAL LOANS

If your business needs investment to grow, we can help provide the finances you need to fund your expansion

Terms to suit your business

Our loans are designed with you in mind, meaning you can tailor your loan to suit your needs 

The personal touch

Our underwriters want to know and understand your business– meaning you’ll talk directly to the person handling your application

Simple and fast

We’ll get your funding processed and delivered quickly, with the minimum hassle and fuss

TALK TO US ABOUT A BUSINESS OR COMMERCIAL LOAN NOW

Your Local Director can talk you through how to apply for a commercial loan. Their details will be listed alongside your local store

To apply for a business loan come see us in store – we’re open 7 days a week, no appointments needed.

Business Loan

Business Loan

LoanInterest rateLoan termArrangement feesOther fees we may charge
Under £25,000 Typically 10% APR fixed 1-5 years Zero None 
Over £25,000 Tailored to each loan 1-5 years Max 1.75% of loan amount Security, valuation, legal and/or admin

APR stands for annual percentage rate. It’s intended to give you a more accurate idea of how much you are being charged when you borrow money. It takes into account the interest on the loan and other charges you have to pay – for example, any arrangement fee.

Interest is calculated daily and charged monthly. Your annual statement will show how much interest you have paid and when.


How much can I borrow?

Interested in a business loan under £25,000? Use our loan calculator to work out how much you can afford to borrow and what your monthly repayments might be.

Loan calculator


Eligibility

If you’d like to discuss your Business Loan requirements with us, please come into a store or contact one of our specialist teams .

You’ll need to have a Business Bank Account with us to apply for a Business Loan, and we will likely need some security. Our Business Loans are generally available to customers with over £2 million in turnover, although we do consider exceptions.

Find out more about your Business account

Any property used as security, which may include your home, may be repossessed if you do not keep up repayments on a loan or other debt secured on it.

Commercial Loan

Commercial Loan

Loan sizeLoan termInterest Rate & FeesCurrency
From £150k to £25m 1-30 years Tailored to each loan GBP only

Current interest rates

We tailor our interest rates for each loan application.

Bank Of England Base RateMetro Bank Base Rate
0.50% 0.50%

Find out more about the Bank of England Base Rate


Eligibility

If you’d like to discuss your Commercial Loan requirements with us, please come into a store or contact one of our specialist teams.

You’ll need to have a Commercial Current Account with us to apply for a Commercial Loan, and we will likely need some security.

Any property used as security, which may include your home, may be repossessed if you do not keep up repayments on a loan or other debt secured on it.


Get all the details on our Commercial Loan

Find out more about your Commercial account

Get all the details on our Business Loan

Download our PDF to read when you like - it contains all the ins and outs of our Business Loans.

Business Loans Details (PDF) (170KB)

Our Service Relationship with Business Customers (PDF) (1.1MB)

Loading, please wait

Toggle between map and list views
Find Store

Your ways to bank

Online

Metro Bank 24/7. Check balances, make payments, see transactions and open new accounts any time - all with internet banking.

Mobile

Control your money on the move with our mobile banking app. Check balances, move money, make payments and more wherever you are.

In-store

A friendly face and a quick answer. And all the usual payment services too. We're open 362 days a year.

Telephone

If you need help you can talk to a real person in our UK contact centre 24 hours a day, 7 days a week, 365 days a year.

some things you might like...

BANKING WITH US

Asset Finance

Spread the cost of the assets you need to grow your business. Know what you'll repay, with fixed monthly payments and no hidden fees.

BORROWING with US

Business Credit Cards

Get one low rate and free European card transactions – plus no annual fee. 

BORROWING WITH US

Growing your business

Choose the right finance option to nurture and expand your business.

WAYS TO BANK

Internet banking for business

Which online banking solution is best for your business? Get the basics, add Bacs and CHAPS, or go for our full commercial platform.