With our flexible Invoice Finance, you don't have to wait for your customer to pay that invoice. By advancing you part of the money within 24 hours we can free up your cash flow and help your business grow.
Don’t wait until your customer pays that invoice – we’ll advance you part of the money within 24 hours.
You’ll just be charged for what you are borrowing and an agreed service fee. You can also leave at any time with just 28 days notice and no penalty.
If you're an existing Invoice Finance customer you can log in to your account here.
We’re up front with our customers about everything. We’ve created this handy summary of our Invoice Financing key features so you can see the important information from the get-go.
|Prepayment %||Payment time||Fees||Contract period||Clearing days|
Up to 85% of your invoice
28 days' notice
No interest charged while your money clears
Cash flow doesn’t always run smoothly. Sometimes customers are slow to pay. You’ve got a lot of invoices out, but not a lot of money has come in yet.
Invoice financing solves that problem. When you send out an invoice, we pay you part of the money within 24 hours. We pay the rest when the customer pays the debt, less any discount fees.
It gives you extra flexibility, making sure your cash flow doesn’t limit your business growth. It can save you money too – for example, if you get discounts by paying your suppliers early.
Want to know how Invoice Finance could improve your cashflow? Contact us.
We offer 2 types of invoice financing – it depends on how much of the credit control process you want to handle yourself.
You do the chasing. 100% confidential, and great for established businesses with credit control systems in place.
We do the chasing. Great for new businesses, we’ll do the hard work of making sure your invoices get paid.
We can fund anyone from a start-up to a PLC – we don’t need your first year’s accounts.
A non-contractual debt is a debt that doesn’t have any clauses in the contract that mean the customer could claim back the money or not pay at all – for example, in the construction industry where someone is not happy with the completed work and doesn’t pay the full bill.
There are 2 types of fees.
For more information on fees, download the PDF below or speak to your Relationship Manager.
Download our PDF to read when you like - it contains all the ins and outs of our Invoice Financing offering.
|Guildford||01483 531100||01483 565488||
35-37 North Street, Guildford, Surrey, GU1 4TE
|Basildon||01277 237177||01277 204056||
2/6 East Walk, Eastgate Centre, Basildon, Essex, SS14 1HH
|Sheffield||0114 256 0033||0114 244 5472||
Hallamshire House, Meadowcourt, 5 Hayland Street, Sheffield, S9 1BY
Alternatively, please contact Martyn Price, Regional Director, London and South
or James Scarborough, Regional Director, Midlands and North
Got a question about banking at the Invoice Finance? Find your answers here.
It can take as little as 2 weeks to set up, but on average it works out at around 3-6 weeks. Your Relationship Manager will help advise you on likely timescales.
If an invoice is not paid within the agreed period (typically 90-120 days) then you would repay us directly. Alternatively, you can apply Bad Debt Protection which provides protection against insolvency and protracted default.
The service charge is applied to all of your invoices that are uploaded.
Nothing, just contact us and we'll talk you through everything!
Metro Bank 24/7. Check balances, make payments, see transactions and open new accounts any time - all with internet banking.
Control your money on the move with our mobile banking app. Check balances, move money, make payments and more wherever you are.
A friendly face and a quick answer. And all the usual payment services too. We're open 362 days a year.
If you need help you can talk to a real person in our UK contact centre 24 hours a day, 7 days a week, 365 days a year.
Choose the right finance option to nurture and expand your business by reading our helpful guide to borrowing wisely.
With loan terms from 1 to 5 years, you can choose the loan that’s right for your business. And for loans under £25,000 there’s a fixed rate and no arrangement fee.