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Business Business accounts Business Bank Account Fee Calculator

Business Bank Account Fee Calculator

Estimate your monthly account fees based on how you’d expect to use your business account in a typical month.

Important information

  • This calculator is for guidance only – actual costs will depend on how you use your account
  • Not all fees are shown here, such as overdraft charges or other service charges. Please read the Business Bank Account Important Information Summary to see all the fees and charges that apply
  • This calculator is for businesses that have an annual turnover of under £2 million using the Business Bank Account.
  • If your businesses annual turnover exceeds £2 million, our Commercial Current Account is designed for larger businesses. Find out more on the Commercial Current Account page. Fees, limits and eligibility criteria apply, and may change.
  • The fees used in this calculator are applicable from 31 July 2026. Fees and charges are subject to change.
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Do you have an existing business account elsewhere that you're looking to switch to Metro Bank? Our switching offer may change the fees that apply to you.

Do you expect to keep at least £6,000 in your account each month? This will change the monthly fee applicable to you.

UK payments

Includes BACS, Faster transaction, Standing Orders, Direct Debits, internal transfers, debit card payments and ATM withdrawals
Includes BACS, Faster transaction, Standing Orders, Direct Debits, internal transfers, debit card payments and ATM withdrawals

Cheques

Includes GBP cheques that you pay in and write
£0.30 per cheque
Includes GBP cheques that you pay in and write

Cash

For example, put £2000 if you expect to pay in £1000 and withdraw £1000
1% of value
For example, put £2000 if you expect to pay in £1000 and withdraw £1000

Other transactions

£25 per transaction

International payments

Do you send or receive money internationally?
£0.20 per transaction
£25 per transaction
2.99% of payment
£1.50 per transaction
2.99% of payment
£10 per deposit
£20 per deposit

Additional services

Do you plan to use any of these additional services? Email payments, duplicate statements or banker's draft
£10 per transaction
£5 per statement
£15 per transaction

Your estimated costs

Based on your answers, we’ve provided the estimated costs for each of our account tariffs. We’ve highlighted the cheapest option but, you’ll need to review all the options and read the Business Bank Account Important Information Summary to make a decision on what tariff best suits your business’s needs.

Tariff if your balance goes below £6K in a month

If your account balance goes below £6K on any day during the month, and you use your account in the way you've told us for the next 12 months, you can expect to pay.

Estimated monthly cost £0.00

Monthly fee £0.00

Estimated charges £0.00

Tariff if £6k is maintained

If you maintain your balance at £6k or above on all days in the month and use your account in the way you’ve told us, for the next 12 months you can expect to pay:

Estimated monthly cost £0.00

Monthly fee £0.00

Estimated charges £0.00

31 Month Full Switching Offer

These charges are based on our 31 month full switching offer. Your account will revert to standard charging at the end of your Switcher offer. If you use your account in the way you've told us for the next 12 months, you can expect to pay:

Estimated monthly cost £0.00

Monthly fee £0.00

Estimated charges £0.00

12 Month New to Bank Offer

These charges are based on the 12 month new to bank offer. Your account will revert to standard charging at the end of your New to Bank offer. If you use your account in the way you've told us for the next 12 months for the period of your offer, you can expect to pay:

Estimated monthly cost £0.00

Monthly fee £0.00

Estimated charges £0.00

The charges shown are based on current pricing (and offers) and are subject to change in line with the terms and conditions of your account. For more information, read our Business Bank Account Important Information Summary.

*Where a cost is shown as £0 or ‘Free’, this is subject to your tariff. For example, this could apply during a fee‑free period. Once this ends, standard charges and fees will apply.

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