Our online banking is designed to streamline your banking while supporting your specialised and complex needs. Make and authorise large payments, give different users different levels of access and create robust audit trails
See the differences between online banking options and find out which is right for you
Business Online Banking is simple and free. Make one-off or regular UK payments and track what's going in and coming out of your account while setting the rights for different users.
Make faster payments and manage your account when you’re out and about with our mobile banking app. Easily toggle between personal and business accounts with one login and quickly move funds between them.
Find out more about online security, system requirements and compatible operating systems with our Business Online Banking Important Information Summary.
With Business Online Plus, you can make CHAPS, BACS or international payments. If you've only got a few people managing the account that’ll need access but need to make larger payments, it's a cost-effective option.
Enhanced transaction searches let you audit reports to manage your finances with greater ease and free up more time. Our Business Online Plus site lets you manage your account on the move, on your mobile or on your tablet.
Make payments up to £50,000, with dual authorisation if you need or want it. We'll set up the user types on your account in store automatically for you – but you can customise these if you want – for example setting the maximum value of a payment someone can input.
You’ll need a Business Bank Account to use Business Online Plus.
For more information on Business Online Plus, please see the Business Online Plus Important Information Summary and Business Online Plus Terms and Conditions.
On 10th January 2014, there was an update to the terms and conditions for Business Online Plus. If you opened your Business Online Plus account before 9th January 2014, please read our Important Information Summary (October 2013 - 9th January 2014) and Terms and Conditions (October 2013 - 9th January 2014).
Commercial Online Banking is perfect for businesses who have large and/or complex accounting and finance teams. Create different levels of access across multiple user accounts, with permissions to view, input, verify, authorise and administer payments as needed.
Enhanced audit and search features mean you can track and manage your cash flow, finances and bottom line.
Our Support team are on hand to help you with creating additional accounts, limit changes, payment questions or general online banking troubleshooting. They’re available from 9am-5.30pm Monday-Friday on 0203 402 8316 or on firstname.lastname@example.org.
All features and fees are outlined in our Commercial Online Banking Important Information Summary.
Please ensure you read our Commercial Online Banking Terms and Conditions before applying for Commercial Online Banking.
|Business Online Banking||Business Online Plus||Commercial Online Banking|
|Monthly maintenance fee||£0||£5 per user, per month||
£20 per month for the first account (£10 per month for each additional account)
|Current account required||Any||Business Bank Account||Commercial or Community Current Account|
|Daily external transaction limit||£21,000||£50,000||£50,000+ (can be customised)|
(With approval – speak to your Relationship Manager)
(With approval – speak to your Relationship Manager)
|Mobile Banking app||✔||✘||✘|
|Multiple payee uploads||✘||✔||✔|
|Enhanced audit / search features||✘||✔||✔|
|Commercial support team||✘||✘||✔|
One-time password (OTP) & Soft token (SMS)
|Authentication token||Authentication token|
|Payment authorisation||Single authorisation only||Single / dual authorisation||Single, dual and verify authorisation|
|User rights||Choice of admin and view-only users||Choice of view, input and authorise||Choice of view, input, verify, authorise and admin
To make the most of our platforms, we recommend the following browsers (or newer):
Keep your browser up-to-date to take full advantage of our online features. Outdated browsers could pose security threats – don’t take the risk.
We’ve made a number of useful guides to help you make the most of your Business Online Plus and Commercial Online Banking.
You can view them here, or download them and keep them handy when you need them.
That depends what you’ve forgotten. To log into your account, you need:
Your 12-digit customer number OR your username,
Your 8-digit security number and
If you know your customer number or username but have forgotten either your security number or your password, you can retrieve it via the Self-service portal.
For CHAPS the cut-off time is 5pm and any payments must be authorised before this.
For Bacs the cut-off time is 7pm – with payments being subject to an additional funds check after cut-off.
For International Payments the time varies according to the currency.
Get full details of Payment cut off times (pdf).
For Business Internet Banking you need to be using:
Internet Explorer 6.0 or above
Mozilla Firefox 3.0 or above
Safari 5.0 or above
Google Chrome 17.0 or above
For Business Online Plus or Commercial Online Banking you need to be using:
Mozilla Firefox 45 or above
Microsoft Internet Explorer 9 or above
Google Chrome 49 or above
Opera 37 or above
Apple Safari 8.0 or above
No store? No problem. Manage your accounts wherever you are with mobile banking. Check balances, move money and more. Get our app and get started.
We've got stores all over greater London and beyond. Find out where they are and the nearest one to you with our easy-to-use store locator.