Metro Bank means business
Join the thousands of successful businesses who entrust us with their banking. You’ll value our relationship-based approach, listening and responding to your business needs, goals and aspirations. We’re beside you at every stage of the journey.
Whether you’re a small business, a large corporation, or somewhere in between, you can depend on us to meet your commercial banking needs.
Bank accounts
Make your everyday business banking easy with accounts designed to be simple and straightforward.
Savings Accounts
Make your money work for you with savings accounts to manage your extra cash.
Lending Options
Help your business prosper with our credit, loan, asset and invoice financing options. T&Cs and eligibility criteria apply.
See our latest offers
OFFER
Switch your Business Bank Account
Switch to us in 7 days and enjoy 31 months of no monthly account maintenance fees, no minimum balance requirements, and more.*
OFFER
New to bank offer
New to the Bank? Get 12 months of fee-free business banking with a Business Bank Account.** No need to switch. Designed for businesses with a turnover of up to £2 million a year.
Start your application today
We reserve the right to amend or withdraw these offers.
For full details and a breakdown of all charges that may apply, please carefully review the Business Bank Account Important Information Summary.
*Business Switching offer - Fees will apply after 31 months. Please note that other charges including overdrafts, international payments and CHAPS are not included in this offer. For more details, please also read the BCA Full Switcher Terms and Conditions and the Business Instant Access Important Information Summary.
**New to bank offer - Fees will apply after 12 months. Please note that other charges, including overdrafts, cash (deposited, changed or withdrawn), international payments, CHAPS and Commercial Online Banking are not included in this offer. For more details, please also read the Business Bank Account New to Bank Offer Terms and Conditions.
All documents are available on our website.
Metro Bank Scam Checker powered by Ask Silver*
Metro Bank is the first British bank to partner with AI scam checker Ask Silver. Help protect yourself from fraudsters with our easy-to-use Metro Bank Scam Checker.
*Subject to WhatsApp and scam checker availability. The checker may miss things. You may need to consider acting without delay, such as contacting your bank. Metro Bank won't charge you for your call or data. However, you may be charged by your service provider.
Commercial referrals for intermediaries and brokers
We offer tailored commercial lending solutions through a range of products and structures.
Commission is paid on successful referrals.
Why choose Metro Bank for your Business Banking?
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Our expert Local Business Managers are in all our stores across the UK to help with your business banking needs, from everyday banking to securing funding and more
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Apply for a Business Bank Account in-store for same day account opening, in most cases.
- Our Business Bank Account and Business Credit Card have been independently Rated Five-Stars by Moneyfacts in June 2025, for stand-out features in the marketplace.
Ways to bank with us
Business banking made easy. You choose how you want to bank with us - whether that’s face-to-face in one of our stores, online or in our 5-star rated App*.
In store
There’s an LBM in every store to support with your business banking needs.
Online Banking
Easy to use online banking. We offer flexible online banking options so you can choose the best one for your business.
Mobile App
The Metro Bank App is free to use and available to our Business Bank Account customers. Make payments and manage your accounts and cards on the go.
Post Office®
Not close to a store? Access your account for a range of services at a Post office®near you.
Supporting our business customers
Best of British Business
We’re featured in Business Reporter’s Best of British Business campaign, in partnership with The Independent, which celebrates outstanding British companies and leaders driving excellence and contributing to the UK economy.
Fiona Hornsby decided to take the leap and become her own boss. She now runs two award-winning pubs in Liverpool.
Dr Sipra Deb secured Recovery Loan Scheme funding to grow her childcare business.
Invoice It
A digital tool designed to help small businesses and sole traders get paid quickly and securely.
Supporting women in business
Access to resources and networking opportunities for our female business community.
Independent service quality survey results
Overall service quality
As part of a regulatory requirement, an independent survey was conducted to ask approximately 1200 customers of each of the 16 largest business current account providers if they would recommend their provider to other small and medium-sized enterprises (SMEs^). The results represent the view of customers who took part in the survey.
Ranking
See the full business service quality survey results
Independent CMA survey carried out in Great Britain, January 2024 to December 2024 – Overall Service Quality. Results at www.bva-bdrc.com.
Services in branches and business centres
As part of a regulatory requirement, an independent survey was conducted to ask approximately 1200 customers of each of the 16 largest business current account providers if they would recommend their provider to other small and medium-sized enterprises (SMEs^). The results represent the view of customers who took part in the survey.
Ranking
See the full business service quality survey results
Independent CMA survey carried out in Great Britain, January 2024 to December 2024 – Service in branch. Results at www.bva-bdrc.com.
Important information
* Metro Bank App rating on Apple’s UK App Store 7th October 2025.
^ SMEs include businesses, clubs, charities and societies with an annual turnover/income of up to £25m (exclusive of VAT and other turnover-related taxes).